Earlier article discuss the need for managers to understand risk management. The following are the  risks, the manager of a firm normally might encountered:

1.0  Market Risk which relates to business environment, industry,  political situation,

2.0  Liquidity Risk which relates to cash-flow, funding, capital,

3.0  Credit Risk which relates to customers’ reputation, settlement, accounts,  payment,

4.0  Operational or Process Risk which relates to the systems, policies and procedures, internal controls and management supervision

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